Give Yourself The Credit You Deserve
Impact all bureaus
Your payment performance is reported to TransUnion®, Equifax®, Experian®, Innovis®.
Build your score
Track your FICO® Score, the score most widely used by 90% of top lenders.
Stay safe

Protect the credit you're building from identity theft and data breaches.
Get rewarded
Earn up to $1,225 in rewards. Get 1% back for loans and up to $75 for credit cards. FAQs.
Reach your goals

Better credit makes owning a car and home possible, with higher odds for approval.
Save on interest

Lower your monthly payments with better rates when you have a higher credit score.
LIFE SAVER! This is seriously the bee's knees. Went up over 100pts!
Erick L
Chicago, IL
I’m glad you guys chose to help me and I love Kovo Thanks for everything 💯
Anettra S
Detroit, MI
Small installments…easy peasy!
Drayton H
New Orleans, LA
Because of kovo my credit score went from poor to outstanding and I’m very great full for that 👍🏻
Dianne W
Orlando, FL
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New York, NY
I can say that kovo has been a great experience so far so good that I'm here long term.
Pharren G
Philadelphia, PA
It’s really straight forward and easy to understand. $10 a month ain’t bad.
Jose C
Chicago, IL
It helps in getting your Credit together. I'm glad my family turned me onto this.
Javanna P
Charlotte, NC
Very smart way to increase your credit. You guys are awesome!
Nooruddin L
Euless, TX
LIFE SAVER! This is seriously the bee's knees. Went up over 100pts!
Erick L
Chicago, IL
I’m glad you guys chose to help me and I love Kovo Thanks for everything 💯
Anettra S
Detroit, MI
Small installments…easy peasy!
Drayton H
New Orleans, LA
Because of kovo my credit score went from poor to outstanding and I’m very great full for that 👍🏻
Dianne W
Orlando, FL
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Roberto N
New York, NY
I can say that kovo has been a great experience so far so good that I'm here long term.
Pharren G
Philadelphia, PA
It’s really straight forward and easy to understand. $10 a month ain’t bad.
Jose C
Chicago, IL
It helps in getting your Credit together. I'm glad my family turned me onto this.
Javanna P
Charlotte, NC
Very smart way to increase your credit. You guys are awesome!
Nooruddin L
Euless, TX
LIFE SAVER! This is seriously the bee's knees. Went up over 100pts!
Erick L
Chicago, IL
I’m glad you guys chose to help me and I love Kovo Thanks for everything 💯
Anettra S
Detroit, MI
Small installments…easy peasy!
Drayton H
New Orleans, LA
Because of kovo my credit score went from poor to outstanding and I’m very great full for that 👍🏻
Dianne W
Orlando, FL
The best, highly recommended 💯%
Roberto N
New York, NY
I can say that kovo has been a great experience so far so good that I'm here long term.
Pharren G
Philadelphia, PA
It’s really straight forward and easy to understand. $10 a month ain’t bad.
Jose C
Chicago, IL
It helps in getting your Credit together. I'm glad my family turned me onto this.
Javanna P
Charlotte, NC
Very smart way to increase your credit. You guys are awesome!
Nooruddin L
Euless, TX
Credit Building Made Simple
How It Works
Apply for Kovo Credit Builder to boost your creditworthiness.
Make timely monthly payments to unlock a better future.
1
Build
Installment Credit
$10/mo for 24 months.
Reports to all 4 credit bureaus.
Payment performance is reported to TransUnion®, Equifax®, Experian®, Innovis®.
2
Grow
Your Worth

Get personal growth tools and 24mo of ID monitoring.
Stay safe from data breaches with continuous identity monitoring.